Step-Up SIP Calculator
Plan your increasing monthly SIPs for maximum wealth creation
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Annual Step-Up SIP Growth Table
| Month | Invested This Month (₹) | Total Invested (₹) | Estimated Value (₹) |
|---|---|---|---|
How Step-Up SIP Works
Start With Any Amount
Begin your SIP with an affordable monthly investment.
Increase Annually
Grow your monthly SIP each year as your income rises.
Invest Consistently
Stay disciplined with regular, increasing investments.
Build More Wealth
Harness compounding and step-ups for greater corpus.
What is a Step-Up SIP?
A Step-Up SIP is a Systematic Investment Plan where you increase your monthly investment amount every year by a fixed percentage. This helps you save and grow wealth in line with your rising income, taking full advantage of compounding and higher contributions over time.
Benefits of Step-Up SIP:
- Helps beat inflation by raising investment each year.
- Leads to a much higher maturity amount versus fixed SIP.
- Keeps savings disciplined as your earnings grow.
- Easy to set up with most fund houses & platforms.
How to Use the Step-Up SIP Calculator
Step-Up SIP Frequently Asked Questions
Real Users on Step-Up SIP
Step-Up SIP Calculator for Indian Mutual Funds
Use the step-up calculator by sipcal.in to visualize how annual SIP increases boost your investment corpus. Compare with regular SIP, understand tax implications, and maximize your smart investing!