SIP Cal

Calculate Your SIP Returns Instantly

Free Mutual Fund SIP Calculator for Indian Investors

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SIP Calculator

How SIP Works

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Choose Amount

Decide your monthly investment as per your goals.

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Set Duration

Select number of years for regular investments.

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Invest Monthly

Deposit a fixed sum every month automatically.

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Grow Wealth

Watch your money compound regularly over time.

What is SIP?

A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly in a mutual fund scheme. SIPs help you build wealth gradually, benefit from rupee cost averaging, and harness the power of compounding.

Key Benefits:

  • Rupee Cost Averaging: Mitigates market volatility by averaging out purchase price over time.
  • Power of Compounding: Earn returns on your invested amount plus gains, leading to higher growth long-term.
  • Discipline: Encourages regular saving and reduces emotional investing.

How to Use the SIP Calculator

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Enter your details
Monthly Amount, Duration, Expected Return
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View instant results
See how much you can grow your investments
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Analyze with charts
Visualize your growth and compare scenarios

Frequently Asked Questions

SIP stands for Systematic Investment Plan. It allows you to invest a fixed amount in mutual funds at regular intervals, helping you build wealth steadily and benefit from compounding.
SIPs are a method of investing and carry the same risk as the underlying mutual fund scheme. Over the long term, SIPs can be safer compared to lump-sum investing due to rupee cost averaging.
Yes, you can modify or top-up your SIP amount any time as per your preference by informing your fund house or via your investing platform.

What Our Users Say

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Rahul Verma
“sipcal.in made planning for my child’s education so easy. I love the instant graphs!”
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Priya Shah
“Very user-friendly and quick! Excellent for comparing SIP growth with other investment options.”
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Amit Desai
“Great tool for beginners. The tips and guides are also very helpful.”

Why Use sipcal.in?

100% Free & Privacy-Focused

We don’t store any data. Your calculations are always safe and private.

No Login or Tracking

We don’t require sign-ups and respect your privacy. Ads help keep the tool free.

Instant Results & Charts

Get interactive visuals and insights instantly as you enter data.

Detailed Guides & FAQ

Learn everything about SIPs with easy-to-follow guides and answers.

Fully Device-Optimized

Use sipcal.in on your phone, tablet, or desktop without limitations.

Lightweight & Fast Loading

Built for speed—tools load instantly even on slow connections.

Explore Our Calculator Tools

Plan your finances confidently with sipcal.in. Explore SIP growth, withdrawals, FDs, tax impact, and more to optimize your financial goals.