FD Calculator
Deposit Amount: ₹
Estimated Interest Earned: ₹
Maturity Amount: ₹
Yearly Growth Table
| Year | Value (₹) |
|---|---|
How Does Fixed Deposit Work?
🏦
One-Time Investment
Invest a lump sum amount at a fixed interest rate for a set tenure.
⏳
Fixed Tenure
Select duration from months to years with predefined interest payouts.
📈
Interest Compounding
Earn interest compounded monthly, quarterly, semi-annually or annually.
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Guaranteed Returns
Receive assured returns without market risks.
What is a Fixed Deposit?
Fixed Deposit (FD) is a financial instrument offered by banks and other institutions where you deposit a lump sum amount for a fixed tenure at a predetermined interest rate. It offers safety and guaranteed income, ideal for conservative investors.
Benefits:
- Fixed and predictable returns
- Low risk, capital protection
- Flexible tenure and compounding options
- Can be used as collateral for loans
How to Use the FD Calculator
1️⃣
Enter your FD details
Deposit amount, rate of interest, tenure, and compounding frequency.
2️⃣
Calculate instantly
View maturity amount and interest earned.
3️⃣
Make informed decisions
Compare FD options and plan your finances better.
Frequently Asked Questions
FD is a financial product where you deposit a lump sum for a fixed period and earn guaranteed interest.
Interest is calculated using compound interest formula based on the compounding frequency chosen.
Yes, but premature withdrawal may attract penalties or lower interest.
Yes, interest earned on FD is taxable as per your income tax slab.
What Our Users Say
Arvind Kumar
★★★★★
“FD calculator helped me plan my savings better with compounding clarity.”
Neha Singh
★★★★★
“Easy, fast and accurate FD calculator. A must-use tool!”
Sachin Desai
★★★★★
“Shows exact maturity value based on compounding frequency. Very useful.”