SWP Calculator
Initial Investment: ₹
Total Withdrawn: ₹
Final Corpus Left: ₹
Monthly Withdrawal & Corpus Table
| Month | Withdrawal (₹) | Corpus Before (₹) | Corpus After (₹) |
|---|---|---|---|
How Does SWP Work?
💰
Invest Lump Sum
Start SWP by investing a lump sum in a mutual fund of your choice.
📤
Withdraw Monthly
Withdraw a fixed amount each month to meet your cash flow needs.
📈
Earn Returns
Unwithdrawn corpus keeps earning returns for future withdrawals.
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Flexibility
Change withdrawal amount or stop anytime as per your goals.
What is SWP?
A Systematic Withdrawal Plan (SWP) allows investors to withdraw a fixed sum at regular intervals from a mutual fund. SWPs are a great way to create monthly income, especially for retirees, while keeping the remaining amount invested and growing!
Benefits of SWP:
- Tax-efficient regular income from mutual funds.
- Flexibility to control cash flows.
- Remaining corpus keeps growing for future needs.
- Lower risk of running out of money compared to lump sum withdrawal.
How to Use the SWP Calculator
1️⃣
Enter your details
Enter initial investment, desired withdrawal, returns
2️⃣
View results instantly
See corpus left and total withdrawn over time
3️⃣
Optimize your plan
Change withdrawal or duration for your needs
Frequently Asked Questions (SWP)
SWP lets you systematically withdraw a fixed sum at regular intervals from a mutual fund investment.
Yes! SWP is ideal for retirees to receive a steady income while keeping corpus invested.
Yes, SWP offers flexibility to increase or decrease withdrawals as per your needs.
SWP stops when corpus is exhausted. Use the calculator to optimize withdrawal so funds last your chosen duration.
What Our Users Say
Ramachandran Iyer
★★★★★
“Used SWP to generate monthly retirement income. The calculator makes it easy!”
Ritu Mehra
★★★★★
“Now I can plan my monthly withdrawals without worries!”
Deepak Joshi
★★★★★
“SWP calculator showed exactly how long my corpus would last.”